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Current Rates

Interest Rates are current as of September 2, 2008

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To view rate information click on the links below.
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Savings Accounts

Savings Accounts

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No minimum balance requirements! Learn more...

Account Type Interest Rate APY 
eDirect Savings* 1.98% 2.00% 
Senior Savings** 1.98% 2.00% 
Regular Savings** 1.98% 2.00% 

* Monthly recurring deposit of $50 through direct deposit or electronic funds transfer is required.
** Minimum opening deposit of $100.

Certificates of Deposit / Individual Retirement Accounts

Certificates of Deposit / Individual Retirement Accounts

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Minimum deposit $2,500. Learn more...

Account Type Balance Tiers Interest Rate APY 
CD - 3 Months $2,500 - $49,999 2.47% 2.50% 
 $50,000 - $99,999 2.47% 2.50% 
 $100,000 & over 2.47% 2.50% 
CD - 6 Months $2,500 - $49,999 2.96% 3.00% 
 $50,000 - $99,999 2.96% 3.00% 
 $100,000 & over 2.96% 3.00% 
CD - 9 Months $2,500 - $49,999 2.72% 2.75% 
 $50,000 - $99,999 2.72% 2.75% 
 $100,000 & over 2.81% 2.85% 
CD - 1 Year $2,500 - $49,999 3.11% 3.15% 
 $50,000 - $99,999 3.11% 3.15% 
 $100,000 & over 3.11% 3.15% 
CD - 2 Year $2,500 - $49,999 3.20% 3.25% 
 $50,000 - $99,999 3.25% 3.30% 
 $100,000 & over 3.30% 3.35% 
CD - 3 Year $2,500 - $49,999 3.17% 3.22% 
 $50,000 - $99,999 3.25% 3.30% 
 $100,000 & over 3.32% 3.37% 

There may be a penalty for early withdrawal.

Money Market Savings

Money Market Savings

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Minimum opening deposit $100. Learn more...

Balance Interest Rate APY 
$9,999 or Less 1.49% 1.50% 
$10,000 - $24,999 1.74% 1.75% 
$25,000 - $49,999 1.98% 2.00% 
$50,000 - $99,999 2.47% 2.50% 
$100,000 or More 2.72% 2.75% 
CDARS® - Certificates of Deposit

CDARS® - Certificates of Deposit

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Order Date: Wednesday, September 10, 2008
Orders must be placed by Tuesday afternoon at 2:00 p.m.
New interest rates are available every Thursday
For more information about the CDARS program contact cdars@pacificrimbank.com

 $100,000 - $499,999  $500,000 - $999,999  $1,000,000 and Over  
Maturity Interest
Rate 		APY Interest
Rate 		APY Interest
Rate 		APY 
4 weeks 1.20% 1.21% 1.40% 1.41% 1.50% 1.51% 
13 weeks 1.70% 1.71% 1.90% 1.92% 2.00% 2.02% 
26 weeks 2.00% 2.02% 2.20% 2.22% 2.30% 2.33% 
52 weeks 2.50% 2.53% 2.70% 2.74% 2.80% 2.84% 
2 years 3.23% 3.28% 3.43% 3.49% 3.53% 3.59% 
3 years 3.50% 3.56% 3.70% 3.77% 3.80% 3.87% 
5 years 4.00% 4.08% 4.20% 4.29% 4.30% 4.39% 

There may be a penalty for early withdrawal.
APY assume amounts remain on deposit until maturity. Selection of other available payment options may result in different amounts earned and different APY's.


APY = Annual Percentage Yield
Interest on all products above is accrued daily and compounded monthly
Fees may reduce earnings, the interest rate on savings accounts may change at any time after opening.
APY effective August 1, 2008.

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