Apply Online

Start your application process
online via our website
OR just call us and
we'll do the rest
(808) 585-9600 Apply Now!
Learn more about online security

Online Banking FAQs

Online Banking FAQs

Show All | Close All

What can I do with Pacific Rim Bank Online?
Q

What can I do with Pacific Rim Bank Online?

A

You can transfer funds between existing accounts within our bank, view account information, download transaction information to a spreadsheet, word processing document, or money management software, stop payment on a check and make payments on loans at Pacific Rim Bank.

Close
What is money management software?
Q

What is money management software?

A

Money management software is software that helps you keep track of your finances. Some examples are Microsoft Money® and Quicken®.

Close
When are Pacific Rim Bank Online transactions updated to my account?
Q

When are Pacific Rim Bank Online transactions updated to my account?

A

Because Online Banking is in “real time” the transactions are updated immediately.

Close
When will regular bank transactions show up on Pacific Rim Bank Online?
Q

When will regular bank transactions show up on Pacific Rim Bank Online?

A

Regular bank transactions will show on Online Banking the following day.

Close
What happens if I forget my Pacific Rim Bank Online PIN?
Q

What happens if I forget my Pacific Rim Bank Online PIN?

A

If you have set up your personal question and answer under Account Options you can use the “Reset Password” link on the Pacific Rim Bank Online login screen. Otherwise, you can call us at (808) 585-9600 and ask for the Customer Service Department and we will reset your PIN for you.

Close
How do I access Pacific Rim Bank Online?
Q

How do I access Pacific Rim Bank Online?

A

After you have signed up for the service and have received your personal login by mail from us, visit our web site and click the Online Banking login button.

Close
Is there a fee for using Pacific Rim Bank Online?
Q

Is there a fee for using Pacific Rim Bank Online?

A

Pacific Rim Bank Online is FREE! However, there is a small, monthly fee associated with Online Bill Payment.

Close
Do I need any special software installed on my computer?
Q

Do I need any special software installed on my computer?

A

No. All you need is Internet access via an Internet Service Provider (ISP) such as AOL or RoadRunner High Speed Online and an Internet browser such as Microsoft Internet Explorer or Mozilla Firefox.

Close

 

Online Bill Payment FAQs

Show All | Close All

Whom can I pay through Online Banking Bill Payment?
Q

Whom can I pay through Online Banking Bill Payment?

A

You can pay almost anyone in the United States. Your credit card company, the utility company, your home mortgage company, and even a child in college. If the person or company you wish to pay is not in our Bill Payment electronic payee list, the payment will be sent as a check.

Close
Is there a fee for using Online Bill Payment?
Q

Is there a fee for using Online Bill Payment?

A

Yes, there is a small, monthly fee of $6 to use Online Bill Payment.

Close
How far in advance should I set up a payment to make sure it is paid on time?
Q

How far in advance should I set up a payment to make sure it is paid on time?

A

Electronic payments should be scheduled 3 to 5 business days in advance of when you want the payment to be paid. Payments by check should be scheduled 7 to 10 business days in advance of when you want the payment to be paid.

Close
When will the money be taken out of my account?
Q

When will the money be taken out of my account?

A

For electronic payments, the money will be withdrawn from your account on the payment date you have set. For transactions processed by check, the money will be withdrawn from your account when the check is presented for payment by the payee.

Close
What happens if I have a scheduled payment that falls over a weekend or holiday?
Q

What happens if I have a scheduled payment that falls over a weekend or holiday?

A

Scheduled payments that fall over a weekend will be processed on Friday. Any new payments that are scheduled over the weekend (Sat-Sun), for the current weekend, will be processed on Monday. Holiday processing is done the next business day.

Close
What if I do not have enough money in my account?
Q

What if I do not have enough money in my account?

A

The bank will treat bill payment check transactions like any other check you write. Electronic transactions will not be sent until the funds are available.

Close
Can I schedule recurring payments?
Q

Can I schedule recurring payments?

A

Yes. You may schedule both one-time and recurring payments.

Close
How late in the day can I enter, edit, or delete a payment?
Q

How late in the day can I enter, edit, or delete a payment?

A

You may add, edit or delete payments anytime. Transactions that need to be processed on the current day need to be entered by 6:00 a.m. HST. Transactions that need to be processed the next day need to be entered by 8:00 p.m. HST.

Close
Can I have multiple payments to the same payee on the same day?
Q

Can I have multiple payments to the same payee on the same day?

A

You can make multiple payments to the same person as long as the payment amounts are different. For your protection, the system will not pay duplicate items on the same day.

Close
Can I stop a payment?
Q

Can I stop a payment?

A

Yes. You can contact our Customer Service Department at (808) 585-9600 or you can add the stop payment through Pacific Rim Bank Online.

Close
Can I use Online Bill Payment if I live outside the U.S.?
Q

Can I use Online Bill Payment if I live outside the U.S.?

A

Yes, as long as you have an account with Pacific Rim Bank.

Close
Can I get a copy of the cancelled check?
Q

Can I get a copy of the cancelled check?

A

An image of the cancelled check is available on Pacific Rim Bank Online if it occurred in the past 90 days. Otherwise you will receive a copy of the image with your next statement.

Close
How many payees may I have set up?
Q

How many payees may I have set up?

A

You may have as many payees as you wish.

Close
Can I edit payee addresses?
Q

Can I edit payee addresses?

A

No. You will have to set up a new payee with the correct address and delete the old one.

Close

 

Member FDIC | Equal Housing Lender
"I pray that you may prosper in all things and be in health, just as your soul prospers." - 3 John 1:2